Book a close

Bookkeeping & Payroll · 640 Rood Ave

The Books, Closed by the 6th.Reconciled to the penny, payroll run, no follow-up emails.

Monthly bookkeeping, bank reconciliation, and full payroll for small businesses and independent contractors in Grand Junction, Colorado. Billed per engagement — you get the exact number before a single transaction is touched.

6th
of the month, books closed
$9
per person, payroll add-on
640
Rood Ave, Grand Junction
Sunlit interior of the Nutmeg Ledger office with a long ledger desk
$0.01 the amount we chase in petty cash. Every time.
NUTMEG LEDGER · GRAND JUNCTION CO · EST · RECON- CILED

Our approach

We Read Bank Statements For Fun. You Get the Weekends Back.

No dashboards you'll never open, no "let's circle back" on a $43 discrepancy. Each month your feeds are pulled, every line is categorized, the balance is matched to the statement, and one clean report lands in your inbox by the 6th. That's the whole relationship, and it's the point.

How the handoff works

Three Moves, Then It Runs On Its Own.

01

Hand off the logins

Read-only access to your bank, card, and payroll accounts. We send a one-page checklist; most owners are done in about twenty minutes over coffee.

Week one
02

We close the month

Feeds pull on the 1st, transactions get categorized by the 3rd, and the reconciliation matches your statement to the cent. Questions come in one short email, not five.

By the 6th
03

You get one report

Profit & loss, balance sheet, and a plain-English note on what moved. Payroll clears, contractors are paid, and the 1099s are already stacking for January.

Every month

The monthly close, day by day

A Calendar You Never Have To Look At.

Here is exactly what happens between the 1st and the 30th, on your books, without you sending a reminder. Scroll the track sideways.

  • 1st

    Feeds pull

    Bank and card transactions import overnight. Nothing is entered by hand twice.

  • 3rd

    Categorized

    Every line coded to the right account. Anything unclear gets one flag, not a spreadsheet.

  • 5th

    Reconciled

    Ledger matched to the statement to the penny. If it's off by $0.01, we find the $0.01.

  • 6th

    Books closed

    P&L, balance sheet, and a short note land in your inbox. The month is done.

  • 15th

    Payroll runs

    Hours in, taxes withheld, direct deposit scheduled. Your team is paid on time, quietly.

  • 30th

    1099s tracked

    Every contractor payment logged so January is a print job, not a scavenger hunt.

Drag or scroll →

Grand Junction & the Grand Valley

Send Us Twelve Months of Mess. We'll Send Back a Clean Set of Books.

Ask about a cleanup

What we do & what it runs

Four Line Items. Each With A Real Number.

Priced per engagement and quoted before we begin. The figures below are typical monthly starting points for a Grand Valley small business.

Before you email us

The Questions We Get At 640 Rood Ave.

Answered flatly, because that's how we do the books too.

What software do you work in?

QuickBooks Online for the books and Gusto for payroll, mostly. If you're already set up in Xero or Wave, we'll keep you there rather than force a migration you didn't ask for.

How exactly is the billing structured?

Per engagement — a fixed monthly figure agreed in writing before we start, based on transaction volume and payroll headcount. No hourly meter running on your questions, no annual retainer to lock you in.

Do you file my income taxes?

No. We keep the books tax-ready and hand your CPA a clean set every quarter. If you don't have one, we'll point you to two in Grand Junction who like working from our files.

What do you need from me to start?

Read-only bank and card access, your payroll login, and last month's statement. That's the checklist. Most new clients finish the handoff in a single sitting.

Do you take clients outside Grand Junction?

We're based at 640 Rood Ave and serve the whole Grand Valley — Fruita, Palisade, Clifton, Delta. Everything runs on secure cloud access, so an in-person visit is optional, not required.

Reach the ledger

Four Ways, One Bookkeeper.

Call

(970) 901-2600

Weekdays 11am–4pm

Email

info@nutmegledger.com

Replies same business day

Visit

640 Rood Ave
Grand Junction, CO 81501

Point me down Rood Ave →

Hours

Mon–Fri 11am–4pm

Evenings by appointment

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